Expect Increased Premiums

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The Affordable Care Act will Bring Significant Changes to Employers. Several new provisions, fees and taxes are expected to increase premium rates for employers and employees.  United Healthcare has put together an excellent overview of the new provisions, fees and taxes. Please double … Continue reading

*2013 Employer Retiree Coverage Subsidy Change

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Mandated by the Patient Protection & Affordable Care Act (PPACA) As of January 1, 2013 an important change to Medicare and Medicaid, mandated by the Patient Protection and Affordable Care Act (PPACA), is to the Employer Retiree Coverage Subsidy. For … Continue reading

*2013 Medicare Tax Increase

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Mandated by the Patient Protection & Affordable Care Act (PPACA) As of January 1, 2013 an important change to Medicare and Medicaid, mandated by the Patient Protection and Affordable Care Act (PPACA), is a Medicare Tax Increase. For any specific … Continue reading

Employer Notification of Health Care Exchange Options Delayed

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Implementation Deadline: DELAYED Under Section 1512 of the Patient Protection and Affordable Care Act (PPACA), employers subject to the Fair Labor Standards Act (FLSA) are required to provide their employees with written notice of coverage options available through state health … Continue reading

Deadline for Employer Notices to Medicare Part D Eligible Employees: October 15, 2012

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Medicare Annual Election Period: October 15th – December 7, 2012 The Medicare Annual Election Period (AEP) begins October 15, 2012 and ends on December 7, 2012. Employer Due Diligence and Part D Disclosure Notices Employers are required to send notices … Continue reading

California’s Pregnancy Disability Leave Law

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Employers with Five (5) or More Employees Senate Bill No. 299 is a new law that impacts California employer groups. Employers with 5 or more employees are subject to California’s Pregnancy Disability Leave Law (PDL) effective January 1, 2012. How Long is … Continue reading

Long Term Care Insurance ~ Who Needs It and Why?

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Long Term Care Insurance: What Is It Anyway? Long Term Care INSURANCE reimburses the insured a predetermined benefit amount should a lengthy illness, a severe accident, or the plain old effects of living a long life result in the need … Continue reading

Medicare and the Baby Boomer

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Baby Boomer, you’re NOT OLD, and there are lots of YOU! If you graduated high school between 1964 and 1982, you are probably one of the 77 million baby boomers in America.  Every day between now and the next 20 … Continue reading