Affordable Care Act Compliance – Effective Immediately

Gallery

Governor Brown has signed SB 1446, allowing small employers with a health plan that was in effect on December 31, 2013, and still in effect as of the passage of the bill, to renew their current health plan, even if … Continue reading

Health Care Reform – How’s it working for you so far?

Gallery

The answer is based on a few variables: Were you one of the 6 million Americans who lost their coverage December 31, 2013? Were you able to navigate Covered California? Were you eligible for a subsidy? Did your new premium … Continue reading

Affordable Care Act (PPACA) – Honor System Implemented

Gallery

The Obama administration has announced Coverage and Income Verification will be Delayed. Further an “honor system” will be implemented for Coverage and Income Verification. States operating marketplaces (i.e. exchanges) will not be required to confirm a consumer’s statement that he/she … Continue reading

Employer Mandate Delayed 1 Year

Gallery

The Obama administration has announced that the employer mandate aspect of the Patient Protection and Affordable Care Act (PPACA) will be delayed by one year. The mandate requires businesses with 50 or more workers to provide health insurance coverage to … Continue reading

Companies with 50 Full Time Employees/Equivalents: PART II

Gallery

How Does an Employer Calculate the Number of Full-Time Equivalent Employees? “Applicable large employer” status is determined based on the actual hours of work performed by employees in the prior calendar year. Note: PPACA allows the calculation of full-time employees … Continue reading

*2013 Employer Retiree Coverage Subsidy Change

Gallery

Mandated by the Patient Protection & Affordable Care Act (PPACA) As of January 1, 2013 an important change to Medicare and Medicaid, mandated by the Patient Protection and Affordable Care Act (PPACA), is to the Employer Retiree Coverage Subsidy. For … Continue reading

*2013 Medicare Tax Increase

Gallery

Mandated by the Patient Protection & Affordable Care Act (PPACA) As of January 1, 2013 an important change to Medicare and Medicaid, mandated by the Patient Protection and Affordable Care Act (PPACA), is a Medicare Tax Increase. For any specific … Continue reading

Deadline for Employer Notices to Medicare Part D Eligible Employees: October 15, 2012

Gallery

Medicare Annual Election Period: October 15th – December 7, 2012 The Medicare Annual Election Period (AEP) begins October 15, 2012 and ends on December 7, 2012. Employer Due Diligence and Part D Disclosure Notices Employers are required to send notices … Continue reading

Long Term Care Insurance ~ Who Needs It and Why?

Gallery

Long Term Care Insurance: What Is It Anyway? Long Term Care INSURANCE reimburses the insured a predetermined benefit amount should a lengthy illness, a severe accident, or the plain old effects of living a long life result in the need … Continue reading

Medicare and the Baby Boomer

Gallery

Baby Boomer, you’re NOT OLD, and there are lots of YOU! If you graduated high school between 1964 and 1982, you are probably one of the 77 million baby boomers in America.  Every day between now and the next 20 … Continue reading